Vendors
Credit Wellness Center & Our Vendors
Over the past few decades, Credit Wellness Center & its agents have built relationships with multiple vendors & other service providers in the credit industry. Here are some of our preferred vendors, information about their products / services, and links to find out more, purchase, or enroll.
Credit Reports / Credit Scores / Credit Monitoring
CWC's preferred vendor for Credit Reports, Scores, & Monitoring is SmartCredit. They offer a 3 bureau report with all 3 scores once a month, fraud protection / insurance, budgeting tools, score predictor tool, & much more for the low cost of $24.95 per month. This is less than the cost of purchasing all 3 reports & scores from the bureaus directly, and best of all, there's no hard credit inquiry!
** Credit Wellness Center's Highest Recommended Credit Monitoring Program **
Credit Cards
Credit Builder Card is the card we recommend to SO MANY of our clients. This is a card that reports to all 3 bureaus, you can attain up to TWO of them, the security deposit is only $200, and there is NO credit report or score check needed for approval. It's truly the PERFECT card for our clientele that needs to establish or re-establish new open active credit.
** Credit Wellness Center's Highest Recommended Secured Credit Card **
Installment Accounts
CreditStrong has a VERY unique product for clients who are in need of an installment account on their record. This is an account that reports to all 3 bureaus, there is NO credit report or score check, and is basically a hybrid of a Savings Account & an Installment Loan.
Below you will find a brief video explaining how the CreditStrong Account works, and below is the link to open a CreditStrong Installment Account:
** Credit Wellness Center's Highest Recommended Installment Account **
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SELF (or SELF Lender) has a plan almost exactly like the above mentioned CreditStrong Installment Account. This is an account that reports to all 3 bureaus, there is NO credit report or score check, and is basically a hybrid of a Savings Account & an Installment Loan. For Clients with no Installment Accounts, it's a great plan to attain a CreditStrong Installment Account AND a SELF Installment Account.
